Especially after 2020, that horrible, horrible year (for many, many people) you may be a little wary of starting an ambitious project in 2021. Maybe you’ve been …

For anyone who’s lived in most any large city or has done a lot of travel, you come to develop a certain “sixth sense” about people trying to scam you or otherwise part you from your money. You are not necessarily afraid of these people, but you learn to be wary.

The magic solution to their …